100% Mortgage Financing for Young Buyers and Tax Benefits
Mortgage Financing Portugal
100% Mortgage Financing for Young Buyers and Tax Benefits
The new public guarantee scheme makes home ownership more accessible for young buyers in Portugal, allowing up to 100% financing and important tax benefits.
Buying a home is one of the biggest goals for many young people, but saving for the initial deposit has often been one of the most difficult barriers to overcome.
With the new public guarantee for young buyers’ mortgages, that reality is finally beginning to change.
What changes for young home buyers
100% Financing
Possibility to finance up to 100% of the property value without the need for an initial deposit.
Tax Benefits
Exemption from Property Transfer Tax (IMT) and Stamp Duty, plus reduced notary and registration costs.
More Accessible
An opportunity for many young buyers to finally purchase their first home.
The role of mortgage advisors
Despite these new advantages, the mortgage process still involves bureaucracy, financial analysis and comparing different bank proposals.
This is exactly where the role of a mortgage advisor becomes essential. These professionals help compare offers, manage documentation and negotiate the best conditions with banks — all at no additional cost to the client.
With specialist guidance, the process becomes simpler, safer and more transparent for first-time buyers.
Mortgage Specialists
Andreia Oliveira and Filipe Capelo Ferreira stand out for their deep knowledge of the financial sector and extensive experience within Portuguese banking.
Each client receives personalised support and close guidance, ensuring a process tailored to their specific situation and financial goals.
Thanks to this specialised support, home ownership is now closer to becoming a reality for many young people in Madeira.
Would you like to know if you qualify for these benefits?
Speak to the Prediclub team and discover the best mortgage solutions for your situation.
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